Birmingham AL Short Sale Realtor - Stop Home Foreclosure Help in Birmingham, Alabama For Sale

 
 
Birmingham AL Short Sale Realtors
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Over the past couple of years, the real estate market has changed drastically. In the beginning of the economic down-turn, struggling homeowners who turned to short sales for relief only found themselves disappointed. But now, banks have improved their short sale depart-ments while Birmingham short sale Realtors have become very knowledgeable in the area. Thanks to these two combined, more short sales are closing now than ever.
When a borrower owes more on their home than it is worth and can prove to their lender that they are facing financial trouble, a Birmingham short sale can occur. Hardships that can qualify borrowers include job loss, divorce, relocation, decreased income, medical expenses, etc. In most cases, lenders forgive borrowers of the deficiency amount that remains on the loan. In some rare instances lenders may require borrowers to pay back a portion or the entire loan amount. But in most cases complete forgiveness is achieved.
One major determining factor to the short sale's success is hiring an Alabama short sale specialist to sell your home. This Realtor will list and market your home as a short sale property. Once an offer is received, your agent will send the offer into your bank along with the short sale package. Your Realtor will then stay in contact with your lender ensuring they are giving your file the attention it deserves.
Trying to short sale a home without an experienced short sale Realtor can be disastrous. Inexperienced agents have no idea what it takes to complete a short sale transaction. Do not make the mistake of hiring the first Realtor that comes your way unless you are sure they're qualified.
Borrowers are not charged a dime throughout the entire short sale process. Since they are experiencing financial hardship, borrowers' lenders pay all of their closing costs which includes their short sale Realtor's fees. By at least attempting a short sale, you really have nothing to lose!
 
www.BirminghamShortSale.com
877-737-xxxx
 
Short sale your Hoover AL real estate with expert Realtor help to stop foreclosure on your home. FREE short sale help to Hoover AL homeowners in financial hardship. Our short sale specialist Realtors work areas such as Hoover AL short sales as well as the rest of Alabama.